Special Programs

• Charitable and Welfare
• Special Camps
• Physicians & Clerical
• Group Homes (Intermediate care for mentally challenged or disabled)
• Social Service Organizations Colleges/schools (Disturbed or delinquent children, developmentally delayed, vocational schools for special needs)
• Day Care Services (Adult, Child and Pre-school)
• Sheltered Workshops
• Counseling Services (on-site and Social work away from premises)
• Church or Religious Organizations
• Medical Temp Staffing

USL&H Accounts

• Ship builders including any maintenance, service and repair facilities
• Artisan contractors that have USL&H exposures
• Service companies performing cleaning on tendered boats, tendered floating casinos or attractions
• Marine construction:
• Bulkhead, pile driving and crane operators from barges
• Tank cleaning for marine use
• Marine Terminals
• Stevedoring:
• Loading and unloading of cargo from vessels
• Freight Handlers
• Supply or Delivery to vessels
• Service Technicians providing maintenance, service and repair to the maritime industry
• Off shore Oil & Gas Operations
• Numerous other accounts that may be required to carry USL&H coverage by contract.

Tough Classes for accounts over $75,000

• General Contractors
• Roofers
• Bridge painters
• Foundation contractors
• Steel erectors
• Framing contractors
• Asbestos abatement contractors
• Crane/rigging service
• Truckers (local, sand and gravel)
• Armored car services
• Social service agencies/charitable welfare
• Slaughterhouses
• Quarries (surface mining)
• Foundries
• Sawmills
• Hospitals
• Nursing homes
• Home healthcare
• Convalescent transportation
• Citrus growers/sod growers
• Farming operations
• Wrecking
• And more!

Submission Requiremenets:

- Completed Acord 130 application
- 4 Years Currently Valued Hardcopy Loss Runs
- Experience Mod Worksheet or
- 4 Years Historical Payrolls.